Before you make a money decision, ask SmartSaver.
What would you like SmartSaver to help you with?
Pick as many as you like.
A quick tour of what each tab does.
Your daily overview — log a spend, see your weekly summary.
Set savings goals. Add money and watch progress grow.
Before buying, enter the numbers. SmartSaver tells you if it's safe, risky, or not yet.
Eight calculators for savings, budget, debt, and more.
Preferences, your data, friends, insights, and everything else.
SmartSaver is ready. Start by checking a purchase or setting a savings goal.
What are you saving for?
SmartSaver helps you make better money decisions. Before you buy something, check whether it fits your budget. Track savings goals, log daily spends, use simple calculators.
Fill in what you want to buy, the price, your balance, monthly income, and essential bills.
SmartSaver tells you: Yes, Risky, or Not yet.
After checking, save it, save as a template, or share as an image.
Set a target. Every time you save real money, tap Add money. SmartSaver shows progress and suggests weekly amounts.
Each day, log what you spent. Over a week, see your trend and compare to last week.
Add friends by username. See their goal progress (no amounts shown). Buzz them to nudge them on their goals.
Use the app daily to build a streak. Tap the streak badge on Home to see your month history.
See your spending trends over the last 8 weeks, and a breakdown of decisions you've made.
Your financial data stays on your device. If you sign in, we back it up to your private cloud space. Friends can only see your goal progress — never amounts.
Notification bell on Home. Streak history view. Refined settings and layout.
Add friends by username. See progress. Buzz them.
View saved decisions and logged spends in History.
Optional sign in to sync your data across devices.
Insights screen with spending trends. Real currency exchange rates.
Affordability calculator, savings goals, eight tools, multi-currency.
Your personal money decision toolkit. Before you make a money decision, ask SmartSaver.
SmartSaver helps you understand the consequences of everyday money decisions.
SmartSaver is completely free to use. To keep it that way, we may show ads in the future. Your financial data always stays private.
Built with care.
Your goals, spends, decisions, and balances are stored locally on your device. If you sign in with Google, they are also backed up to a private cloud space only you can access.
Friends you add can only see the progress percentage of your goals. Never amounts, balances, spends, or decisions.
SmartSaver is free. To keep it that way, we may show ads in the future. Ad networks may see basic device info (language, region), but they never see your financial data — that stays in your private space.
SmartSaver provides calculations and planning tools, not personalized financial advice. Always consider your full situation before making money decisions.