SmartSaver

Before you make a money decision, ask SmartSaver.

Choose your currency

Welcome

What would you like SmartSaver to help you with?
Pick as many as you like.

How to use SmartSaver

A quick tour of what each tab does.

Home

Your daily overview — log a spend, see your weekly summary, check your balance snapshot.

Save

Set savings goals (laptop, trip, emergency fund). Add money and watch progress grow.

Decide

Before buying anything, enter the numbers. SmartSaver tells you if it's safe, risky, or not yet.

Tools

Eight calculators for savings, budget, debt, discounts and more — all offline.

More

Preferences, your data, money tips, insights, help, and everything else.

You're all set

SmartSaver is ready. Start by checking a purchase or setting a savings goal.

Good evening

Overview

0-day
Today
Spent today:
Balance
Available
Income
Essentials

Save

New goal

What are you saving for?

Decide

Tools

Savings calculator
Budget calculator
Debt payoff calculator
Discount calculator
Percentage calculator
Emergency fund
Tip calculator
Currency converter

More

Username

Pick a username so friends can find you (coming soon). 3-20 characters: letters, numbers, underscore.

Friends

Your username
Add a friend
Your friends

Friend

Preferences

Currency USD
Interests 0 selected

History

Saved decisions
Logged spends

Insights

Your data

Stats
Spends
0
Goals
0
Decisions
0

Money tips

Help

What is SmartSaver?

SmartSaver helps you make better money decisions. Before you buy something, check whether it fits your budget. Track savings goals, log daily spends, use simple calculators.

Everything is on your phone. Sign in to back up to the cloud.

Decide — check a purchase

Fill in what you want to buy, the price, your balance, monthly income, and essential bills.

SmartSaver tells you: Yes (safe), Risky (buffer shrinks), or Not yet (not enough).

After checking, save it, save as a template, or share as an image.

Save — savings goals

Set a target. Every time you save real money, tap Add money. SmartSaver shows progress and suggests weekly amounts.

Today — log your spends

Each day, log what you spent. Over a week, SmartSaver shows your trend and compares to last week.

Friends

Add friends by username. See their goal progress (no amounts shown). Buzz them to nudge them on. Requires sign in and a username.

History

See all your saved decisions and logged spends in one place.

Is my data private?

Your financial data stays on your device. If you sign in, we back it up to your private cloud space. Friends can only see your goal progress — never amounts.

What's new

v1.8

Friends & Buzz

Add friends by username. See their goal progress (no amounts). Buzz them to nudge them on their goals.

v1.7

History, cleaner tools

View all saved decisions and logged spends in History. Clear buttons on every calculator and the Decide screen.

v1.6

Sign in with Google

Optional sign in to sync your data across devices.

v1.5

Insights, better tools, real rates

New Insights screen with spending trends. Real currency exchange rates.

v1.4

Tour, expanded tips, themes & languages

New onboarding tour. Expanded Money tips library.

v1.0

Initial release

Affordability calculator, savings goals, decision history, eight tools, multi-currency.

About

SmartSaver

Your personal money decision toolkit. Before you make a money decision, ask SmartSaver.

Save. Plan. Calculate. Decide.

SmartSaver helps you understand the consequences of everyday money decisions.

Version 1.8

Built with care. Data stays on your device — or in your private cloud space if you sign in.

Privacy

Your data stays under your control

Your financial data is stored locally on your device. If you sign in with Google, it's also backed up to a private cloud space only you can access.

Friends can't see amounts

Friends you add can only see the progress percentage of your goals. They never see amounts, balances, spends, or decisions.

No tracking, no ads

No analytics. No advertising. What you enter is yours alone.

Not financial advice

SmartSaver provides calculations and planning tools, not personalized financial advice.